Welcome and thanks for stopping by my site.

I’m Ryan, a guy who became financially free by the age of 30 by saving over 80% of my income, investing in real estate and stocks, working side hustles and delaying my gratification.

Why did I do that? So I could have the flexibility to travel, scuba dive, and explore other passions without being a slave to the dollar. Along the way I discovered minimalism, that experiences were more valauble the material possessions, and that travel wasn’t as expensive or as difficult as most people think.

This site is where I track my journey and share what I’ve learned. I’m in no way a guru or claim to be an expert, but hope others find value in what I share.

On this site I write about quote a few topics which include:

Financial Independence


Scuba Diving

Goal Setting / Productivity

Life Experiments

Thank you for stopping by. Also check out Facebook, Twitter, and Instagram for fun day to day stuff.

Questions? Ask away.

Ryan Schmitz